Overview of TVM financial calculator
This is a advanced financial calculator for undergraduate finance majors, MBA students, finance professionals and personal finance enthusiasts. Students may use this app as a TVM solver to verify their answers to assignment questions. Others may use it to plan their finances and see how money work over time when interest is compounded.

List of financial calculators included with the app:-
• Simple interest calculator
• Compound interest calculator
• Present value of annuity (PVA) calculator
• Future value of annuity (FVA) calculator
• NPV/ IRR/ MIRR calculator
• Calculator for effective and periodic interest rate


Time value of money is a powerful concept. Almost any kind of financial calculations can be accomplished with the calculators provide with the app. You can solve for any of  the variables viz., present value (PV), future value (FV), number of payments (NPER), interest rate (RATE) and periodic payment amount (PMT). The app covers most of the financial functions available in popular spreadsheet programs like MS-Excel and Google Sheet and in physical calculator models like HP 12C and TI BA II plus.

Check out http://tvmapp.blogspot.com/ for usage guide and examples of time value calculation.

Time value of money calculators for professionals/ personal finance enthusiasts