Is your FGTS stopped? Switch to PicPay and get an advance payment without a monthly fee, which drops into your account in minutes and is approved even if you are negative. Download now and anticipate your FGTS 💵💚

PicPay is a free digital account, with a credit card with a guaranteed limit, no fees and Open Finance to give you more bang for your buck.

Oh, and using the PicPay Card, you guarantee a lot of cashback in 300 partner stores 😉

Here you have a complete account with loan, FGTS advance, investments that yield more than savings, cashback on all your purchases at PicPay Shop. You can even pay bills in up to 12 installments and much more!

Opening a digital account on PicPay is quick, easy and hassle-free. Download the app and join more than 60 million people easily and safely. Give your money more bang!

PicPay is a Payment Institution that is changing the way people deal with money.

With PicPay you can:
- Create a 100% digital and free digital account
- Advance your FGTS without monthly fees
- Have a credit card with no annual fee and a boosted limit of up to R$10,000. The best: it can be physical or digital
- Make transfers to other people, free of charge, via your digital wallet or via Pix to any banking institution.
- With your digital account, your money is safe and yields more than your savings!
- Pay bills and pay invoices in up to 12 installments with a credit card.
- Pay fines and the IPVA of your car
- Make your money return with 102% of the daily liquidity CDI
- Earn cashback on various purchases, directly to the balance of your free Digital Account.
- Recharge your cell phone from anywhere;
- Recharge your transport card via the app, avoiding queues and speeding up your daily life (Valid for São Paulo, Ribeirão Preto, Diadema, Taubaté, Sorocaba, Rio de Janeiro and Pelotas);
- Buy credits for online games;
- Buy credit online for your favorite digital services, such as Uber and Ifood, using your Digital Account balance.
- Buy credits from your pay TV operator or streaming service;
- Make payments at thousands of establishments that use PicPay Empresas or via QR Code on Cielo, Rede and Getnet machines;

And on top of all this, there's always a new promotion for you to take advantage of and earn money back. It can be at the market, paying friends, at the pharmacy: just stay tuned to the messages we send and take advantage of our cashback!

PicPay brings all the facilities you need in a single digital account, it's free, has a credit card with no annual fee, debit card, cashback, transfers, Pix, bill payment and installment payments. And your money even yields more than your savings!

With PicPay, paying and receiving money is easier than sending messages.
Download now and enjoy your digital account with a credit card with no annual fees, cashback and much more!

Need help? Visit our website https://picpay.com/
Follow our social networks: Instagram, Facebook, Linkedin, Twitter and Youtube.

PicPay Institution of Payment S.A., registered with CNPJ/ME under no. 22.896.431/0001-10, headquartered at Avenida Manuel Bandeira, 291, Condomínio Atlas Office Park, Bloco A, 1st floor - offices 22 and 23, 2nd floor and 3rd floor, and Block B, 3rd floor - offices 43 and 44, Vila Leopoldina, Municipality of São Paulo, State of São Paulo, CEP 05317-020

Take advantage of Black Friday at PicPay Shop: cashback of up to 40% on your purchases!