Car Insurance: Auto Insurance

We're making insurance surprisingly painless Let's be honest. Insurance can be painful. And complicated. And too expensive. But guess what? It doesn't have to be. Why do you need car insurance? Car insurance can help protect you from expensive, sometimes devastating surprises. Let's say you're in a covered accident. As an insured driver, you can get help paying medical bills, repairs, certain legal defense costs and more. What Type of Car Insurance Is Right for You? Each type of coverage comes with limits and, in some cases, deductibles. So, different types of coverage offer different levels of financial protection. A Car Insurance agent can help you evaluate the best protection for you and your family if you’re in a car accident, as well as for other passengers and your vehicle. You know you need it, and we know how to make it a breeze. Get the reliable, affordable coverage you deserve in a jiffy. How to compare car insurance quotes. To accurately compare auto quotes across insurers, you'll want to select the same set of coverages, limits and deductibles for each quote. When it comes to car insurance, you’ve got plenty of options. Auto Insurance App can help you find the right coverage. We’ll also help you find out how much auto insurance you might need. Coverage varies by state and your selection. Collision insurance When your vehicle hits another object, or overturns in an accident, you’re covered with collision insurance. Rental insurance When damage that's covered by your comprehensive or collision insurance has your car undrivable or in the repair shop, car rental reimbursement will help pay the cost to rent a car. Comprehensive insurance Choose comprehensive insurance when your vehicle's stolen or damaged by something other than collision or rolling over, like damage caused by fire, wind, hail, flood, theft, and more. Rideshare insurance When you use your personal car to drive for a ridesharing company like Uber or Lyft, make sure you’re protected with rideshare insurance. Renters coverage is there to protect your stuff — and YOU. And the best news? It's easy and affordable to add to your car insurance policy. Got more questions about car insurance? Get answers about auto insurance Browse numerous articles from Simple Insights on tips from what we’ve learned in the nearly 100 years we’ve been insuring drivers like yourself. What factors influence car insurance rates? Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law) and other third-party reports. Who requires high-risk vehicle insurance? Your driving record determines it. You may be considered a high risk driver if convicted of a DUI or have multiple violations such as speeding tickets, Recent history is the most important factor. Looking for local car insurance? Zero in not only on your state, but also your local community for a good neighbor agent who will help show you coverage and savings that may fit your needs and your budget. How to make an online payment You provide either a phone number, policy number, payment plan account number or key code along with date of birth and we’ll fetch your bill online. How fast can I get car insurance coverage? As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history. How soon after buying a car do you need insurance? You’ll need insurance before driving a vehicle off the lot. You should call as soon as you make the purchase or intend to make a purchase.